The Advocates Behind Health Market Advocates

Real people, licensed in what they do, who believe you deserve to understand your coverage — not just buy it. When you call, text, or book with us, this is who’s in your corner.

Joshua Ruiz

Joshua Ruiz, founder of Health Market Advocates and Your Insurance Professor

Founder & Your Insurance Professor

Mission Over Commission

Joshua founded Health Market Advocates on a conviction most of the insurance industry forgot: people make better decisions when someone takes the time to teach them. Known as Your Insurance Professor , he built the agency around plain-English education — explaining what you’re choosing, why it matters, and how it fits your real life before any enrollment happens.

That philosophy, Mission Over Commission , shapes everything the agency does: independent comparisons across many carriers, doctors and prescriptions checked before plans are recommended, and a relationship that continues long after enrollment with claims support, annual reviews, and a real person to call when something changes.

PLACEHOLDER — awaiting Joshua’s final bio details [Add: years in the industry, credentials/licenses, background before founding HMA, and a personal line — family, community, what he does off the clock.]

Licensed Advocates

The Team You'll Actually Talk To

Every advocate on our team works the same way: educate first, compare independently, and stay in your corner after you enroll.

Kelly Ruiz, Licensed Agent at Health Market Advocates

Kelly Ruiz

Licensed Agent

PLACEHOLDER BIO — replace with approved copy

Kelly brings warmth and patience to every conversation, helping clients feel at ease with decisions that can otherwise feel overwhelming. She specializes in walking individuals and families through their options step by step, in plain English, at whatever pace the conversation needs. [Confirm specialties, background, and a personal line.]

Yvonne Geddie, Licensed Agent at Health Market Advocates

Yvonne Geddie

Licensed Agent

PLACEHOLDER BIO — replace with approved copy

Yvonne is the advocate clients describe as “the one who actually listens.” She takes the time to understand your doctors, your prescriptions, and your budget before ever talking plans — and she’s known for following up long after enrollment to make sure everything still fits. [Confirm specialties, background, and a personal line.]

Brad Partridge, Licensed Agent at Health Market Advocates

Brad Partridge

Licensed Agent

PLACEHOLDER BIO — replace with approved copy

Brad combines a strategic mind with a straight-shooter’s honesty — if a plan isn’t right for you, he’ll say so. He helps clients cut through marketing noise to compare what actually matters: coverage, networks, and real out-of-pocket costs. [Confirm specialties, background, and a personal line.]

Michael Cook, Licensed Agent at Health Market Advocates

Michael Cook

Licensed Agent

PLACEHOLDER BIO — replace with approved copy

Michael brings steady, experienced guidance to clients navigating big transitions — retirement, Medicare, or a change in coverage. Calm and thorough, he’s the advocate who makes sure no question goes unanswered before a decision gets made. [Confirm specialties, background, and a personal line.]

[[PLACEHOLDER — License information: add each advocate’s license number(s) and the states they are licensed to serve. Recommended for compliance and client confidence.]]

How We Work

What Every Client Can Expect From Us

Whoever you talk to on our team, three things never change.

We Teach First

You’ll understand your options before you’re asked to choose one. Plain English, honest trade-offs, and all the time your questions need — that’s the Professor’s standard, and it’s everyone’s standard here.

We Compare Independently

We’re not tied to one carrier. We shop many companies and check your doctors and prescriptions against every plan we consider — because the right answer is the one that fits you.

We Stay in Your Corner

Enrollment is the beginning, not the end. Claims questions, annual reviews, life changes — you’ll have a real person to call for as long as you’re a client.

Put an Advocate in Your Corner.

Thirty seconds to request a review, and a member of our team will personally reach out within one business day.